I/We understand that the purpose of the housing counseling program is to provide one-on-one counseling to assist me/us with our counseling needs. The counselor will analyze my/our financial situation, identify those barriers preventing me/us from resolving our current situation, and develop a plan to remove those barriers. I/We further understand that it will not be the responsibility of the counselor to fix the problem for me/us but rather to provide guidance and education to empower
me/us in fixing those issues. Type of services we provide are:
• Mortgage Delinquency and Default Resolution Counseling
-Provides counseling to homeowners at risk or in foreclosure
• Pre-purchase Counseling
-Preparing clients to become first time homebuyers
• Rental Housing Counseling
-Assists clients with their housing and financial situation
• Reverse Mortgage Counseling
-Provides statutory-required counseling to clients age 62 or older who are interested in obtaining an FHA-insured HECM.
• Services for Homeless Counseling
-Counseling is provided to individuals needing information regarding emergency shelters, transitional housing and referrals.
• Pre-purchase Homebuyer Education
-Partners with eHomeAmerica to provide online homebuyer education for a fee of $99.00
Funders include U.S. Department of Housing and Urban Development, New York State Attorney
General’s Office, the New York State Division of Housing and Community Renewal and the State of New York Mortgage Agency.
Putnam County Housing Corporation offers the following services and has financial relationships
with following industry partners:
• HUD Housing Choice Voucher Program (Section 8)
• HUD Comprehensive Housing Counseling Program
• NYS Attorney General’s Home Ownership Protection Program (HOPP)
• SONYMA/NCC Restart Program
• Family Self-Sufficiency Program (FSS)
• Federal Home Loan Bank (FHLB) Homebuyer Dream Program with local partners: Tompkins Mahopac Bank; M & T Bank; PCSB Bank; and Hudson Valley Federal Credit Union.
• Lakeview Housing Development Fund
• Gleneida Housing Development Fund
• Gleneida Senior Apartments
• Senior Housing at Mahopac Hills