Home Improvement Program

Putnam County Housing Corporation is administering the New York State Affordable Housing grant in Putnam County.

The grant will assist eligible, owner occupied homeowners throughout the county make necessary repairs to their home. There is a maximum of $40,000 per household and applications are taken on a first come, first serve basis.

Exterior of a house undergoing painting and renovation

There are income limits for eligibility which are as follows:

  • 1 person – $81,871

  • 2 person – $93,598

  • 3 person – $105,326

  • 4 person – $116,943

  • 5 person – $126,369

  • 6 person – $135,685

  • 7 person – $145,110

  • 8 person – $154,426

There is an asset limitation of $15,000. Assets include any monies in savings or checking accounts, certificates of deposits, pensions and stocks or bonds.

You must complete an application and submit all requested documents along with an Authorization to Release Information, Housing Counseling Program Disclosure and Statement of Income Tax Filing Status.

There is a recapture provision for the funding based on the amount awarded, meaning a lien will be attached to your property for a required amount of time.

Please call to have an application mailed to you or stop by the office located at:
11 Seminary Hill Road, Carmel, NY 10512 to pick one up.

* Eligibility cannot be determined unless a complete application is received.
First-come, first serve status is determined by complete application submission.

If you need assistance accessing information through an alternative means, please be aware PCHC offers free interpretive services. The hearing impaired can call TDD Relay number 711 for assistance.

Contact PCHC via email at puthousing@aol.com. Our offices are handicapped accessible.
If you need assistance for mobility impairments or other disabilities please contact the office prior to your appointment to ensure accommodations are in place.

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