Home Ownership

We are pledged to the letter and spirit of the U.S. policy for achievement of equal housing opportunity throughout the Nation

Putnam County Housing Corporation (PCHC) offers an enhanced First Time Homebuyer Program to prepare you for homeownership readiness. Topics will include, housing goals, credit review, budget, savings, mortgage readiness and finance options.

First Home Buyer Intake Application

Please complete the First Time Home Buyer Intake Application. Margherita Diaz, HUD Certified Housing Counselor/Housing Program Manager will review the competed form and contact you to schedule an appointment.

Get Started

Please be sure to fill out all questions on the application.

Section 8 Voucher Homeownership Program

Participants in the Housing Choice Voucher Program in Putnam County, who meet the eligibility requirements, may be able to purchase their own home by allowing the family to use their voucher subsidy to meet monthly homeownership expenses. For more information contact Denene Makkay at Ext. 211.

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PCHC partners with eHome America to provide their online Home Buyer Education.

Register through the eHome portal below. *$99 fee. Upon completion of the online training and test, the client is referred to PCHC to complete one hour of counseling and receive their certificate of completion.

eHome Portal

Federal Home Loan Bank of New York (FHLBNY)-Homebuyer Dream Program

FHLBNY provides assistance to eligible households to help with down payment and/or closing costs. Program eligibility requirements can be found by clicking Learn More below.

Putnam County Housing partners with the following banks to assist you with all of your first time homebuying needs:

Tompkins Community Bank
M&T Bank
PCSB Bank
Hudson Valley Credit Union
Key Bank

More information on this grant program can be found at the FHLBNY website

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If you need assistance accessing information through an alternative means, please be aware PCHC offers free interpretive services. The hearing impaired can call TDD Relay number 711 for assistance.

Our office is handicapped accessible. If you need assistance for mobility impairments or other disabilities please contact the office via email at puthousing@aol.com or by phone (845)225-8493 prior to your appointment to ensure accommodations are in place.

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